You are purchasing an editable digital data storage/software as a service product. Our company has a strict, NO REFUND OR PARTIAL REFUND, policy in place at all times for all ZOOMERAL products and services. Your payment of $49.00 will purchase an activated Personal Account Profile for a period of one-year from the date of purchase. The payment processor we use below is PayPal. Once your payment has been received, you will have access to your Activated Dashboard.