You are purchasing Editable Digital Data Storage & Software As A Service. Our company has a strict, NO REFUND OR PARTIAL REFUND, policy in place at all times for all ZOOMERAL products and services. Your payment of $5,000.00 will purchase an Activated Business Account for a period of 10 (Ten), years from the date of your purchase. This will cover the entire duration of your loan term. The payment processor we use below is PayPal. Welcome to ZOOMERAL!